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Beware "One Size Fits All" Bankruptcies

If you have debt problems you probably don’t have a lot of extra cash. We get that. But it’s never a good idea to allow an advertised discount price to control your selection of a bankruptcy attorney. Think this through. Would you sign on… Read More
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Chapter 13 vs. Loan Modifications

Wondering whether to accept your bank’s proposed mortgage modification after a Covid-related forbearance? Banks usually require you to choose from several options at the end of the forbearance period….Immediately pay the deferred installm… Read More
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Remote Bankruptcy Available, Start to Finish!

Like many professionals, when the pandemic arrived we began “leaning in” to existing systems and technology to offer a safe and in many ways better and more convenient experience for our clients. We are keeping many of these changes. Remo… Read More
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COVID-19 Update

We’ve always taken pride in responding to our clients’ needs. We adapted to the COVID-19 crisis without missing a beat. And improved. We leaned into technology we were already using. Cost effectively and conveniently. Telephone and video… Read More
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Don't Touch That 401K!

Please don’t tap your 401K or retirement savings as a last resort to pay debt. Particularly credit card debt. In thirty years of bankruptcy practice I have seen this scenario time and again. Clients come to me for help after draining their reti… Read More
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Medical Bills and Bankruptcy

Here are a few things you should know about medical bills and bankruptcy. First, it can happen to anybody. You now know that. But even though there probably wasn’t any way to prevent it, the co-pays won’t go away on their own. What will y… Read More
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The Small Business Reorganization Act Could Be a Game-Changer.

Until now, the utility of chapter 11 reorganizations for small businesses has been limited. One reason for this has nothing to do with the law. Small business owners often cling to a formerly profitable “business as usual” approach until… Read More
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Bankruptcy law isn't exciting.

When you realize you need to file bankruptcy it's natural to imagine you will be stigmatized. It's baked into our cultural DNA. But financial misfortune can happen to anyone. Read More
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Is There Life After Bankruptcy?

Although bankruptcy is intended as a fresh start we are conditioned, culturally, to regard it as...the end. So, what comes after? Read More
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