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Calm sea with blue beach chairs on the sand visual concept for 401K.

Don't Touch That 401K!

You want to be a good person and pay your debts. The idea of filing for bankruptcy may scare you or make you feel ashamed – like you’re not living up to your obligations. If so, you may be tempted to withdraw funds from your 401k account or other… Read More
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Beware "One Size Fits All" Bankruptcies

If you have debt problems you probably don’t have a lot of extra cash. We get that. But it’s never a good idea to allow an advertised discount price to control your selection of a bankruptcy attorney. Think this through. Would you sign on… Read More
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Chapter 13 vs. Loan Modifications

Wondering whether to accept your bank’s proposed mortgage modification after a Covid-related forbearance? Banks usually require you to choose from several options at the end of the forbearance period….Immediately pay the deferred installm… Read More
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Medical Bills and Bankruptcy

Here are a few things you should know about medical bills and bankruptcy. First, it can happen to anybody. You now know that. But even though there probably wasn’t any way to prevent it, the co-pays won’t go away on their own. What will y… Read More
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The Small Business Reorganization Act Could Be a Game-Changer.

Until now, the utility of chapter 11 reorganizations for small businesses has been limited. One reason for this has nothing to do with the law. Small business owners often cling to a formerly profitable “business as usual” approach until… Read More
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Bankruptcy law isn't exciting.

When you realize you need to file bankruptcy it's natural to imagine you will be stigmatized. It's baked into our cultural DNA. But financial misfortune can happen to anyone. Read More
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Is There Life After Bankruptcy?

Although bankruptcy is intended as a fresh start we are conditioned, culturally, to regard it as...the end. So, what comes after? Read More
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