Here are a few things you should know about medical bills and bankruptcy. First, it can happen to anybody. You now know that. But even though there probably wasn’t any way to prevent it, the co-pays won’t go away on their own. What will y…
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Until now, the utility of chapter 11 reorganizations for small businesses has been limited. One reason for this has nothing to do with the law. Small business owners often cling to a formerly profitable “business as usual” approach until…
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When you realize you need to file bankruptcy it's natural to imagine you will be stigmatized. It's baked into our cultural DNA. But financial misfortune can happen to anyone.
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Chapter 13 bankruptcy has options for saving your home from foreclosure that might not have occurred to you. When foreclosure starts it’s natural to feel hopeless. But consider the possible. If you are behind in your mortgage payments you may b…
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Although bankruptcy is intended as a fresh start we are conditioned, culturally, to regard it as...the end. So, what comes after?
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Is mediation a good solution for my divorce? If you are considering mediation it’s important to think about that at the outset. Technically speaking, anything can be mediated, even a nuclear standoff. Compared to the adversarial process, mediat…
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Issues about dividing marital debt are solvable.
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The marital deduction can be a game-changer, so the opportunity to use it should not be overlooked.
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If you are "over-median", then hope for qualifying for chapter 7 bankruptcy relief is not lost (far from it!), but you must complete and pass the dreaded "means test" calculation (form 122A-2).
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An explanation of the initial step for determining eligibility for chapter 7 bankruptcy based on income.
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